Things to Do Before House Hunting

    Before you start house hunting, make sure you are ready and qualified to start your search. Check your credit score – since your credit score and the amount of your down payment will determine your mortgage interest rate. Check your credit report to make sure there are no errors. Get your finances in order and prepare a budget that shows your monthly income and obligations. Get prequalified for a mortgage to determine what you can afford. Identify neighborhoods you’d like…

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  • Homeowners

    Digital Upgrades for Your Home

    Smart technology for your home has become more affordable and accessible in recent years. Let’s take a look at some common smart products you might want to consider. SMART LOCKS: With…

  • Buyers

    What is a Debt-to-Income Ratio

    Your debt-to-income ratio is one way that lenders measure your ability to manage the monthly payments you’ll need to make to repay the money they intend to lend you. Let’s take…