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Home Buyer Tips

  • Buyers Sellers

    What is Earnest Money?

    When you are interested in buying a home and ready to make an offer, something called “earnest money” is normally required. Earnest money is a good faith deposit submitted by the…

  • Buyers

    What is a Mortgage Rate Lock?

    Mortgage rates are constantly changing… so locking in a rate with your lender is usually a good idea. With a mortgage rate lock, your lender commits to honor a specific interest…

  • Buyers

    Choosing a Neighborhood

    Before you start your home search, keep in mind that you’re buying more than just a home, you’re buying a lifestyle. The neighborhood you choose will influence your family’s life for…

  • Buyers

    Final Walk-Through

    You found the perfect house, made an offer, negotiated the price, had an inspection and ensured your mortgage. The only thing left is your final walk-through. Walk-throughs are normally scheduled the…

  • Buyers

    Dealing with the Down Payment

    Ever dream of owning a home but don’t think you can because you lack the down payment and closing costs? Here are a few tips: Borrow from your retirement account: A…