Your credit history is an important factor that’s taken into consideration when you apply for a mortgage – so making sure the information in your credit report is accurate is essential.…
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Buyers
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Are you looking for maintenance-free, luxurious living? Tyrone Leslie, President/Owner of Berkshire Hathaway HomeServices Premier Properties and Heritage Homes, discusses the progress and amenities of The Aspens at Timber Creek! Learn…
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Lenders dissect the entire credit history of a potential client with strict attention to income, credit, collateral and assets. Of the four, assets are perhaps the least discussed, yet may be…
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When you apply for credit – whether for a car loan, a credit card, or a mortgage – lenders want to know what risk they’ll be taking by loaning you money.…
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Do you know what you need before you start looking for a home? Jessica Stark, licensed Berkshire Hathaway HomeServices Premier Properties REALTOR®, discusses the importance of a pre-approval when buying a…
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Did you know that only real estate licensees who are members of the National Association of REALTORS® are properly called REALTORS®? REALTORS® subscribe to a strict Code of Ethics and are…
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Katie Johansen, licensed Berkshire Hathaway HomeServices Premier Properties REALTOR®, discusses #GoodToKnow factors such as schools, homes styles and amenities that should be considered when choosing a neighborhood!…
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Which is better: A 30-year fixed-rate mortgage or go for a lower-interest 15-year one? Typically, 15-year mortgage allows you to pay off your mortgage quicker and save a significant chunk of…
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If you are self-employed, it can be a little harder for you to get a mortgage than someone who is an employee of a company that receives a regular paycheck and…
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Federal law requires each of the three nationwide consumer credit reporting companies – Equifax, Experian and TransUnion – to give you a free credit report every 12 months if you ask…