New disclosure forms for mortgage transactions have been created by the federal government’s Consumer Financial Protection Bureau. Lenders are required to give consumers these forms when they apply for a mortgage.…
Browsing Tag
buying
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Open houses provide an excellent opportunity to view homes in a relaxed atmosphere. You get a feel for the market, can ask the REALTOR® questions, and can also ask yourself, “Is…
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The home buying process can be a stressful experience, especially for first time home buyers. Let’s take a look at some common home buying myths: A 30 year mortgage is always…
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Considering buying your first home? You’re probably trying to decide it fit is better to buy or rent. The benefits of owning a home become much clearer as you compare the…
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One of the biggest hurdles for many prospective home buyers is finding a way to accumulate enough money for a down payment. Here are some suggestions on ways to raise the…
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When you apply for credit – whether for a car loan, a credit card, or a mortgage – lenders want to know what risk they’ll be taking by loaning you money.…
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Did you know that only real estate licensees who are members of the National Association of REALTORS® are properly called REALTORS®? REALTORS® subscribe to a strict Code of Ethics and are…
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If you are self-employed, it can be a little harder for you to get a mortgage than someone who is an employee of a company that receives a regular paycheck and…
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When you purchase a home, how can you be sure that the seller really owns the property and that there aren’t any problems with the home’s title? The simple answer… title…
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Today’s housing market is very competitive. As a potential home buyer, you can increase the odds of being the winning bidder on the home of your dreams with these important tips.…