The home buying process can be a stressful experience, especially for first time home buyers. Let’s take a look at some common home buying myths: A 30 year mortgage is always…
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credit
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Your credit history is an important factor that’s taken into consideration when you apply for a mortgage – so making sure the information in your credit report is accurate is essential.…
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Lenders dissect the entire credit history of a potential client with strict attention to income, credit, collateral and assets. Of the four, assets are perhaps the least discussed, yet may be…
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Federal law requires each of the three nationwide consumer credit reporting companies – Equifax, Experian and TransUnion – to give you a free credit report every 12 months if you ask…
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When you apply for a loan, your credit score helps lenders decide how likely it is that they will get paid back. A credit score is based on information and formulas…