Ever wonder how your credit score is determined? Credit reports take five aspects into consideration… but not all aspects are treated equally. Your payment history is the most important aspect – and…
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credit report
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Federal law requires each of the three nationwide consumer credit reporting companies – Equifax, Experian and TransUnion – to give you a free credit report every 12 months if you ask…
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When you apply for a loan, your credit score helps lenders decide how likely it is that they will get paid back. A credit score is based on information and formulas…