Homeowners insurance isn’t a luxury; it’s a necessity! Whether you’re seeking insurance for your home or you already have a policy in place, there are some very important questions to ask!…
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insurance
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When you apply for a mortgage you might come across the abbreviation “PITI.” Here’s what it means… PITI stands for Principal, Interest, Taxes and Insurance. Mortgage lenders want to be sure…
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If you are looking to buy a home but plan to make a down payment of less than 20%, most lenders will require private mortgage insurance. Mortgage insurance protects the lender…
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Did you know that a standard homeowner’s policy does not include flood insurance? Just an inch or two of water can be devastating in a home – so flood insurance is…
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If your home was destroyed or severely damaged by fire or other catastrophe, would you have an accurate record of its contents and their value? A home inventory could help you…
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When you purchase a home, how can you be sure that the seller really owns the property and that there aren’t any problems with the home’s title? The simple answer… title…
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If you made a down payment of less than 20% when you purchased your home, your lender likely required Private Mortgage Insurance. This protects the lender against a loss in the…
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Natural disasters serve as a reminder how water, wind, fire and earth movement can impact your most cherished investment. There are things you can do to prevent major damage in the…