Do you know what you need before you start looking for a home? Jessica Stark, licensed Berkshire Hathaway HomeServices Premier Properties REALTOR®, discusses the importance of a pre-approval when buying a…
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loan
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The mortgage business is highly competitive with many loan options to choose from. Before selecting a lender, or a loan, here are some questions you should be asking… What types of…
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A bridge loan is basically a short term loan that a homeowner can use to “bridge the gap” between two transactions… typically the buying of one house and the selling of…
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The Real Estate Settlement Procedures Act (or RESPA) is a consumer protection statute relating to real estate transactions. RESPA requires that consumers receive disclosures at various times in the transaction –…
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Hear from Julie Fournier, licensed Berkshire Hathaway HomeServices Premier Properties REALTOR®, and Wade Vogl, Northwestern Bank real estate lender, on the first steps when purchasing a home. These steps include getting…
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Since 1944, the Veterans Administration has offered federally guaranteed home mortgages to eligible veterans. To be eligible for a “VA” loan you must have suitable credit, sufficient income, and a valid…
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When you apply for a loan, your credit score helps lenders decide how likely it is that they will get paid back. A credit score is based on information and formulas…